SG Finserve Ltd

📈 SG Finserve Reports Strong FY26 Growth: AUM Up 75%, PAT Jumps 58% YoY

• PAT for Q4FY26: ₹42.27 Cr (30% QoQ growth from ₹32.47 Cr)

• Full-year FY26 PAT: ₹127.66 Cr (58% YoY growth from ₹80.99 Cr)

• Loan Book reached ₹3,936 Cr as of March 31, 2026 (75% YoY growth, 23% QoQ)

• Gross Disbursements exceeded ₹25,000 Cr in FY26 (40% YoY growth)

• Operating Income for FY26: ₹333.66 Cr (96% YoY growth from ₹170.26 Cr)

• Net Interest Income (NII) for FY26: ₹199.20 Cr (44% YoY growth)

• Maintained NIL NPAs and Cost-to-Income ratio below 15%

• Return on Assets (RoA) at 4.80% and Return on Equity (RoE) at 12%

• Equity base strengthened to ₹1,460 Cr with leverage at 1.9x

• Core business: Supply Chain Finance, expanding into factoring, Micro LAP, and digital lending

• Forward guidance: AUM growth of 25-30% CAGR and PAT growth of 30-35% CAGR