Aadhar Housing Finance Ltd

📈 Aadhar Housing Finance Reports Strong Growth: 20% AUM Increase & 621 Branches Nationwide

- AUM of ₹28,790 crores as of Dec 31, 2025 (20% YoY growth)

- Disbursements for 9M FY26: ₹6,469 crores (15% YoY growth)

- PAT at ₹797 crores for 9M FY26 (20% increase)

- Portfolio yield exit: 13.71% with spread of 5.97%

- Cost-to-income ratio improved to 35.4% for 9M FY26

- Expanded to 621 branches across 22 states and 552 districts

- Serving over 3.2 lakh customers

- Gross NPA improved to 1.38% with collection efficiency above 99%

- Average ticket size: ₹10.7 lakhs with 60% loan-to-value ratio

- Salaried segment comprises 55% of AUM

- Expects to cross ₹30,000 crores AUM by end of FY26