AU Small Finance Bank Ltd

AU Small Finance Bank Reports Strong FY26 Growth 📈: 65% Q4 Profit Surge & 21% Loan Portfolio Expansion

• Net profit surged 65% YoY in Q4'FY26 to ₹832 crore

• FY26 net profit increased 25% to ₹2,641 crore

• Loan portfolio grew 21% YoY to ₹1,40,327 crore

• Deposit growth of 23% YoY to ₹1.52 lakh crore

• Net interest income grew 23% YoY in Q4 to ₹2,582 crore

• Net interest margin expanded to 5.96%

• Gross NPA improved to 2.03% from 2.30% in previous quarter

• Cost of funds declined by 12 basis points QoQ to 6.49%

• Added 334 net touchpoints including 78 new liability branches

• Secured segments showed strong growth: wheels (27% YoY) and gold loans (108% YoY)