DCB Bank Ltd

DCB Bank Q4 FY26 Results: 16% Profit Growth 📈

• Profit after tax: ₹206 crores (up 16.14% year-on-year)

• Total business crossed ₹1,32,000 crores

• Advances: ₹60,022 crores (up 17.58% Y-o-Y)

• Deposits: ₹72,583 crores (up 20.91% Y-o-Y)

• Net interest income: ₹655 crores (up 17% Y-o-Y)

• Gross NPA reduced to 2.45% (from 2.99%)

• Net NPA reduced to 0.89% (from 1.12%)

• Capital adequacy ratio: 16.55%

• CASA ratio: 22.38% (down from 24.52%)

• Provision coverage ratio: 78.42% (up from 74.48%)

• Retail Mortgages growth: +8% Y-o-Y

• Co-lending growth: +25% Y-o-Y

• Construction Finance growth: +14% Y-o-Y

• Agri & Inclusive Banking growth: +19% Y-o-Y

• Bank aims to double balance sheet size every 3-4 years