IDFC First Bank Ltd

IDFC First Bank Q1FY27: Net Profit Up 132% YoY, Key Metrics Improve 📈

- Net profit: Rs 10.8 billion in Q1FY27 (132% y-o-y increase)

- Customer deposits: Rs 2.99 trillion, CASA at 50.8% (June 30, 2026)

- Total loan assets: Rs 3.05 trillion as of June 30, 2026

- GNPA: 1.5% (June 30, 2026), improved from 1.9% (Mar 31, 2025)

- Fresh slippages: 2.5% in Q1FY27, improved from 3.7% in FY26

- RoA: 1.06% in Q1FY27

- Cost-to-income ratio: 70.7% in Q1FY27 (73.5% in FY26)

- Credit costs: 1.13% in Q1FY27 (1.5% in FY26)

- CAR: 15.1% as of June 30, 2026

- RAM segment: ~80% of total advances