IDFC First Bank Ltd

📈 IDFC FIRST Bank Q4 FY26 Results: PAT Up 5% YoY, Asset Quality Improves

• Profit After Tax (PAT) reached ₹319 crore, up 5% year-on-year

• Normalized PAT excluding one-time items was ₹746 crore, a 145% YoY increase

• Total customer business reached ₹5,74,731 crore

• Loans and advances grew 20% YoY to ₹2,90,278 crore

• Customer deposits increased 17.3% YoY to ₹2,84,453 crore

• Wealth management business grew 23% YoY to over ₹57,000 crore

• Gross NPA reduced to 1.61% (down 27 bps YoY)

• Net NPA improved to 0.48% (down 5 bps YoY)

• Provisions as percentage of average loans decreased to 1.63% in Q4 FY26, the lowest in two years

• Credit cards in force crossed 4.5 million

• CASA deposits stood at ₹1,46,650 crore with CASA ratio of 49.80%

• Capital adequacy ratio was 15.60% as of March 31, 2026

• The bank serves 38 million customers across 60,000 locations with 1,147 branches