Indusind Bank Ltd

IndusInd Bank Q4 FY26 Results 📈: Profit Surges 364% QoQ to ₹594 Crores

• Consolidated net profit: ₹594 crores in Q4 FY26 (up 364% from ₹128 crores in Q3 FY26)

• Net interest margin: 3.39% in Q4 FY26 (up from 3.35% excluding one-offs)

• Gross NPAs: 3.43% (down from 3.56% quarter-over-quarter)

• Net NPAs: 1.00% (down from 1.04%)

• Provision coverage ratio: 71% (down from 72%)

• Average total deposits: +2% quarter-over-quarter

• Retail deposit share: 47.9%

• Average total loans: -2% quarter-over-quarter

• Operating profit: ₹2,295 crores (steady)

• Pre-provision operating profit to average loans: 2.93% (up from 2.84%)

• Capital adequacy ratio (CRAR): 17.48% (improved by 54 basis points)

• Loan book diversification: Retail 52%, Vehicle Finance 32%, SME 14%, Wholesale 34%