L&T Finance Ltd

L&T Finance Reports Record FY26 Results 📈 | PAT Hits ₹3,003 Cr, Retail Disbursements Up 39%

- Consolidated annual PAT reached ₹3,003 Crore in FY26, up 14% YoY

- Q4FY26 PAT reached ₹807 Crore, up 27% YoY

- Retail book size grew to ₹1,19,508 Crore, up 26% YoY

- Consolidated book size reached ₹1,21,728 Crore

- Annual retail disbursements hit record ₹83,213 Crore, up 39% YoY

- Q4 disbursements reached ₹24,107 Crore, up 62% YoY

- Personal Loans disbursements up 100% YoY

- Two-Wheeler Finance disbursements up 58% in Q4

- WACB dropped to 7.17% in Q4FY26 and 7.35% for FY26

- RoE increased to 11.33% for FY26 and 11.71% for Q4FY26

- Gold Finance expanded to 330 branches

- Lakshya 2031 strategic plan targets book growth over 20%

- Targets credit cost below 2%

- Targets RoA of 3-3.2%

- Targets RoE of 16-18%