Mahindra & Mahindra Financial Services Ltd

📈 Mahindra Finance Q4 Results: Strong Growth in Disbursements & Profitability

• Disbursements increased 11% YoY in Q4 to ₹17,184 crore

• Full-year disbursements grew 6% YoY to ₹61,118 crore

• Assets Under Management (AUM) grew 12% YoY to ₹1,34,096 crore

• Standalone PAT increased 55% YoY in Q4 to ₹873 crore

• Full-year standalone PAT grew 19% YoY to ₹2,782 crore

• Net Interest Margin (NIM) expanded to 7.5% in Q4, up 101 bps YoY

• Full-year NIM was 7.1%

• Credit cost stood at 1.5% for Q4 and 1.7% for full year

• Non-vehicle finance portfolio grew 32% YoY

• SME lending reached ₹8,090 crore

• Collection efficiency improved to 98% in Q4 from 97% a year earlier

• Capital adequacy remained healthy at 18.8%

• Final dividend proposed at ₹7.50 per share