Muthoot Microfin Ltd

📈 Muthoot Microfin FY26 Update: AUM Hits ₹14,006 Cr, Credit Costs Drop to 3.5%

• AUM grew 13% YoY to ₹14,006 crore as of March 31, 2026

• Disbursements increased 6% YoY to ₹9,418 crore for FY25-26

• Credit costs decreased significantly to 3.5% from 9.4% in previous year

• Gross NPA reduced to 3.89% from 4.84%

• Portfolio diversification improved: JLG to Non-JLG loan mix shifted from 97:3 to 83:17

• Small and micro enterprise loans reached ₹2,387 crore

• Collection efficiency reached 96.43% in Q4 FY26

• Total branch count stood at 1,670 with expansion into Assam, Telangana, and Andhra Pradesh

• Active customer base reached 33 lakh

• Borrowing cost declined from 11.02% to 10.27%

• CRISIL upgraded outlook to 'Positive' and reaffirmed 'CRISIL A+' rating

• ESG rating upgraded to 80.8 (CareEdge-ESG 1+), highest for an NBFC by CareEdge