Nelco Ltd
Nelco Ltd’s Financial Outlook: Stable Rating & Key Metrics 📊
- Credit rating outlook revised to 'Stable' (from 'Positive') by CRISIL, with long-term rating at 'CRISIL A' and short-term at 'CRISIL A1'.
- Total bank loan facilities rated at ₹218.3 crore.
- Revenue dipped to ₹306 crore in FY25 (vs. ₹321 crore in FY24), with slower growth in govt, maritime, and banking sectors.
- Maintains 40% revenue share in VSAT services in FY25.
- EBITDA margin fell to 14.4% in FY25 (from 19.2% in FY24), further moderating to 10.2% in H1 FY26.
- Healthy financial profile: TOLANW ratio at 1.08x, adjusted gearing at 0.42x (as of March 31, 2025).
- Backed by Tata Group (50.09% stake), offering financial flexibility.
- Working capital-intensive: Gross current assets at 179 days, receivables at 89 days (March 31, 2025).
- Strong liquidity: Cash & equivalents at ~₹15 crore (March 31, 2025), with ~₹30 crore annual cash accruals expected in FY26-27.
- Rating sensitivities include operational scale growth or financial metric weakening.