PB Fintech Ltd

PB Fintech Reports Strong Growth: Revenue Up 37%, PAT Jumps 165% 📈

• Total premium grew 45% YoY to ₹7,965 Cr

• New protection premium up 68% YoY

• Health premium up 79% YoY

• Operating revenue rose 37% YoY to ₹1,771 Cr

• Core insurance revenue up 42% YoY

• New initiatives revenue up 41% YoY

• Core renewal revenue annual run rate of ₹863 Cr vs ₹538 Cr a year ago

• Lending disbursals increased 84% YoY to ₹2,470 Cr

• Credit revenue at ₹115 Cr

• UAE insurance premiums grew 62% YoY

• PAT increased 165% YoY to ₹189 Cr

• Adjusted EBITDA up 154% YoY to ₹199 Cr

• Margin improving from 6% to 11%

• PB Partners expanding into Tier 4 and 5 towns

• Take rates around 16-17%

• Plans for international expansion targeting Southeast Asia, Middle East, or Europe markets