Punjab & Sind Bank
š¦ Punjab & Sind Bank Q1 FY27: Net Profit ā¹331 Cr, NPA Ratio Improves to 2.21%
- Net profit: ā¹331 Cr (June quarter), ā¹1,322 Cr (year ended Mar 2026)
- Gross NPA ratio: 2.21% (from 3.34% a year ago)
- Net NPA ratio: 0.65%; Provision Coverage Ratio: 92.33%
- CRAR: 17.61% (Tier I: 16.56%)
- Total deposits: ā¹1,47,130 Cr; advances: ā¹1,17,419 Cr
- Net Interest Margin: 2.53% (Q1 FY27)
- Return on Assets: 0.73%; Return on Equity: 10.85%
- RAM share in credit portfolio: 60.02%
- Financed ā¹411.79 Cr in renewable energy under Green Earth Deposit Scheme
- Sanctioned ā¹266.57 Cr under PSB eVahan for electric vehicles