Punjab & Sind Bank

Punjab & Sind Bank Reports Strong FY'26 Growth 📈 & Sets Ambitious FY'27 Targets

• Total business grew 14.94% YoY to ₹2,63,652 crore

• Total deposits increased 12.37% YoY to ₹1,45,829 crore

• Gross advances rose 18.29% YoY to ₹1,17,823 crore

• Net profit increased 30.12% YoY to ₹1,322 crore

• Operating profit grew 5.16% YoY to ₹2,182 crore

• Net interest income was ₹3,812 crore (0.74% YoY increase)

• Non-interest income rose 13.47% YoY to ₹1,778 crore

• Asset quality improved: Gross NPA at 2.40% (down from 3.38%), Net NPA at 0.79% (down from 0.96%)

• Network expanded to over 5,800 touch points (1,654 branches, 1,161 ATMs, 3,027 business correspondents)

• FY'27 guidance: Deposit growth 13-14%, Advances growth 16-18%, Gross NPA target below 2.0%