Ramchandra Leasing & Finance Ltd

🚀 Ramchandra Leasing & Finance Ltd: Stellar Growth in Loan Book, Revenue & Margins

- FastSalary's outstanding loan book skyrocketed to ₹24.87 Cr (up from ₹0.69 Cr YoY) - 36x growth

- FastSalary disbursed ₹35 Cr total loans and onboarded 9,000+ customers in its debut year

- Raama Finance FY26 Total Income reached ₹12.13 Cr (30x increase over ₹0.4 Cr in FY25)

- Q4 FY26 contributed ₹9.69 Cr revenue (80% of FY26) & ₹2.63 Cr PAT (81% of FY26)

- PAT Margin at 26.7% with ₹3.24 Cr Profit After Tax

- ROE at 11.0% and ROA at 7.4% for FY26

- Raama Finance raised ₹23.17 Cr through financing activities

- Strong balance sheet with ₹29.34 Cr equity, debt-to-equity ratio of just 0.10x

- Book value per share at ₹3.61 with expanded equity capital (₹5.12 Cr to ₹8.12 Cr)