RBL Bank Ltd

RBL Bank Q4 FY26 Results: Strong Growth 📈 Profit Surges 234% YoY

• Net profit: ₹230 crore in Q4 FY26 (234% YoY growth)

• Net Interest Income: ₹1,671 crore (7% YoY increase)

• Net Interest Margin: 4.41%

• Total business: ₹253,250 crore (24% YoY growth)

• Advances: ₹114,232 crore (23% YoY growth)

• Deposits: ₹139,018 crore (25% YoY growth)

• CASA deposits: ₹46,723 crore (23% YoY growth)

• CASA ratio: 33.6%

• Gross NPA: 1.45% (115 bps YoY improvement)

• Net NPA: 0.39%

• Capital Adequacy Ratio: 14.25%

• CET-1 ratio: 12.77%

• Credit cost: 65 basis points

• Operating profit: ₹955 crore (11% YoY growth)

• Core fee income: ₹1,057 crore (9% YoY growth)

• Total income: ₹2,740 crore (7% YoY growth)

• Operating expenses: ₹1,785 crore (5% YoY increase)

• Retail advances: 20% YoY growth

• Wholesale advances: 28% YoY growth

• Retail-to-wholesale mix: 59:41