Repco Home Finance Ltd

📊 Repco Home Finance FY2026 Performance & FY2027 Growth Targets

- Record quarterly disbursement of ₹1,186 Cr in Q4 FY2026; annual disbursement at ₹4,148 Cr (26% YoY growth)

- Loan book grew by 9.6%, reaching ₹15,880 Cr AUM by FY2026-end

- 60% of disbursements came from Tamil Nadu, with growth in Karnataka, Maharashtra, Telangana & Madhya Pradesh

- Asset quality improved: GNPA reduced to 2.55% (from 3.26%); stage 2 assets down to ₹1,115 Cr (from ₹1,410 Cr)

- NIM rose to 5.38% (from 5.15%), with cost of funds at 8.56% and yield at 11.9%

- FY2026 PAT at ₹453 Cr (vs. ₹449 Cr in FY2025), impacted by one-off expenses including 5% CSR spend

- Highest-ever dividend declared: 75% for FY2026

- FY2027 targets: ₹5,000 Cr disbursement and ₹18,000 Cr AUM; long-term goal of ₹25,000 Cr AUM by FY2029