Sakthi Finance Ltd

Sakthi Finance Ltd: Steady Growth Amid Economic Shifts 🚛📊

- Gross NPAs declined to ₹6,094.97L (2025) from ₹6,596.04L (2024)

- Net profit rose 6% to ₹1,665.15L with EPS at ₹2.57 (up from ₹2.43)

- CRAR strengthened to 18.63% (Tier-I: 14.95%), well above 15% regulatory requirement

- Commercial Vehicle portfolio at ₹1,05,049L (85% of total loans)

- Deposits grew 118% to ₹18,336.79L; NCDs raised ₹12,367.44L via public issue

- CSR spend exceeded mandate at ₹47.76L (healthcare 36%, education 17%)

- Liquidity Coverage Ratio remains robust at 194.41%

- 675 employees; managerial pay increased 10.33% vs 4.48% for non-managerial

- RBI penalties: ₹6L (2024), none in 2025

- Dividend proposed: 8% (₹0.80/share), record date 20 Sept 2025

- GDP growth projections: 6.3-6.5% for FY26 (World Bank/IMF/ADB)

- CV sector outlook: 1.5% Q4 growth; EV adoption accelerating

- Total income: ₹21,520.41L; advances disbursed: ₹76,171L