SBFC Finance Ltd

SBFC Finance FY26 Results: AUM Hits ₹11,270 Cr 📈 | 29% YoY Growth

• AUM reached ₹11,270 crore, up 29% year-on-year

• Profit After Tax (PAT) for FY26 was ₹451 crore, a 30.6% increase

• Disbursements in MSME segment grew 16% year-on-year to ₹3,107 crore

• Gross NPA improved to 2.61% in Q4 FY26, down 13 basis points year-on-year

• Net NPA was 1.54%, up 3 basis points

• Expanded branch network to 251 branches across 18 states and 2 union territories

• Serving over 202,000 customers

• Maintained a 100% secured MSME loan portfolio

• Return on Average Assets (RoAAUM) was 4.58% for FY26, up 5 basis points

• Return on Average Tangible Equity (RoATE) reached 14.18%

• Borrowing cost decreased to 8.85% in FY26, down 48 basis points

• Spread increased to 8.99%, up 57 basis points

• Credit cost increased to 1.27% for FY26, up 30 basis points year-on-year