SBI Cards and Payment Services Ltd

📈 SBI Cards Q4 FY'26: Revenue Up 7%, PAT Jumps 14% YoY

• Total revenue grew 7% YoY in Q4 FY'26 to ₹5,187 Cr

• Q4 FY'26 PAT rose 14% YoY to ₹609 Cr

• FY'26 PAT increased by 13% YoY to ₹2,167 Cr

• Card-in-force reached 2.21 Cr, up 6% YoY

• Spends surged 31% YoY in Q4 FY'26 to ₹115,350 Cr

• Gross NPAs improved to 2.41% from 3.08% YoY

• Capital Adequacy Ratio at 25.5%, Tier 1 capital at 20.0%

• New accounts volume was 917K in Q4 FY'26

• Market share: Card-in-force 18.6%, Spends 18.1% for FY'26

• Net worth increased to ₹15,797 Cr from ₹13,853 Cr YoY