SG Finserve Ltd

SG Finserve Reports Strong Growth 📈 | FY26 Results & Future Outlook

• Operating income reached ₹334 crores with 96% YoY growth

• Loan book grew to ₹3,936 crores with 75% YoY growth

• PAT of ₹128 crores with 58% YoY growth

• Q4 PAT of ₹42 crores with 30% sequential growth

• Gross disbursements exceeded ₹25,000 crores for full year

• Maintains zero NPAs with supply chain finance model

• Average loan churn cycle of 45 days

• FY27 AUM growth target: 35-40%

• Medium-term AUM CAGR guidance: 25-30%

• Plans to increase leverage from 1.9x to 3x over 2-3 years

• ROA target range: 4.5-5%

• Fee income focus with ₹6 crores in Q4

• Factoring business launched with ₹175 crores outstanding

• Focus on domestic supply chain finance across construction (35% of AUM), auto, and steel