Tata Capital Ltd
š° Tata Capital Q3FY26: Strong Growth in AUM, PAT & Margins
- AUM at ā¹2,60,698 crore, up 7% QoQ
- Net total income (ex-Motor Finance) grew 33% YoY to ā¹3,594 crore
- PAT rose 18% QoQ to ā¹1,290 crore
- Excluding Motor Finance, PAT up 39% YoY to ā¹1,285 crore
- Cost-to-income ratio improved to 35.7% from 40.1% YoY (ex-Motor Finance)
- ROA increased to 2.3% from 2.0% YoY (ex-Motor Finance)
- TCHFL (Housing Finance) AUM grew 30% YoY to ā¹81,585 crore
- TCHFL PAT (ex-items) up 25% YoY to ā¹464 crore
- Gross NPAs stable at 1.6% (ex-Motor Finance)
- Pan-India presence: 1,505 branches across 27 states/UTs