Union Bank of India

📈 Union Bank of India Q4 FY26: Profit Growth & Improved Asset Quality

• Standalone net profit for Q4 FY26: ₹5,31,576 lakh (up from ₹4,98,492 lakh in Q4 FY25)

• Standalone net profit for FY26: ₹18,69,714 lakh (up from ₹17,98,714 lakh in FY25)

• Consolidated net profit for FY26: ₹19,43,020 lakh (up from ₹18,02,696 lakh in FY25)

• Gross NPAs improved to 2.82% in Q4 FY26 from 3.60% in Q4 FY25

• Net NPAs reduced to 0.48% from 0.63%

• Provision coverage ratio improved to 95.03% from 94.61%

• Capital Adequacy Ratio (Basel III) stood at 18.10% with CET1 ratio at 15.69%

• Total deposits as of March 31, 2026: ₹13,06,89,141 lakh (standalone)

• Advances grew to ₹10,53,27,749 lakh (standalone)

• Dividend recommended: ₹5.00 per equity share for FY 2025-26

• Provisions and contingencies for Q4 FY26: ₹1,05,498 lakh (lower than ₹1,54,392 lakh in Q4 FY25)

• Total income for Q4 FY26: ₹31,85,115 lakh

• Operating profit for Q4 FY26: ₹7,95,529 lakh