Union Bank of India

📊 Union Bank of India FY26 Performance Highlights

• Net profit: ₹18,697 crores for FY26

• Interest income: ₹1,05,992 crores

• Total business growth: 5.78% year-on-year to ₹23,85,502 crores

• Global deposits: ₹13,06,891 crores (2.72% YoY growth)

• RAM advances growth: 12.56% YoY (Retail: +16.75%, MSME: +18.75%)

• Gross NPA: Reduced 78 basis points to 2.82%

• Net NPA: Decreased 15 basis points to 0.48%

• Capital ratios: CRAR at 18.10%, CET-1 ratio improved to 15.69%

• Return on Assets: 1.25%

• Return on Equity: 15.86%

• Financial inclusion: PMJDY (3.40 crore accounts), PMSBY (10.25 lakh), PMJJBY (3.09 lakh), APY (2.27 lakh)